Category: Finances

  • better

    Thank you to everyone who reached out after yesterday’s post. I will be okay.

    Today has been better; I still slept in until 9:30 and didn’t get up until nearly 10:30. Jared is gone to a day conference and left about 6:30 this morning but he made sure the boys were up and getting ready and I got up and took my meds and stayed up until the boys left for school.

    One of the BIG bonuses to having a teen driver in the house is that he can take his little brother to school. We ask him to do it as little as possible, but this morning it felt necessary.

    My solitary task for the day, the one non-negotiable, is that I have to get Oliver from school, after school today.

    And I suppose if I’d had to I could have done it in my jammies– or more accurately– the clothes I put on after my shower last night. Most of my clothes double as jammies; one of the bonuses to living in leggings.

    But, when I got up, I came out and got myself some plain greek yogurt and walnuts for breakfast. I sat down at my computer and I did my gratitude list for the first time since October 21. I actually journaled, as opposed to coming straight here to blog.

    Things on the gratitude list for the day:

    — I am grateful it was a Democratic sweep yesterday

    — I am grateful for Abby

    — I am grateful we have plastic to put over the windows because of the cold

    — I am grateful I have the luxury of being bored

    There were 50 things on my list, but you get the idea.

    And then I remembered my Minolta lenses, and went to read a few reviews between the 58mm 1.2 (a lens I used to have and sold) and the 58mm 1.4 (a lens I currently have) and got the lens out and put it on the GFX:

    And obviously, I took a photo of the GFX with the 58mm lens on it, with the X-S20.

    And then I took this photo of Trixie, with the GFX:

    I do love Minolta lenses. And this one works in regular crop, so I don’t have to use the 35mm crop setting on the GFX. See the above photos? They don’t have the same dimensions because the top one is APS-C and the bottom one is medium format.

    And then after poking around online for a while…..I got myself cleaned up. And then I sent this photo to J:

    And along with the photo, I sent this text to J:

    “I cut on my hair so that it is now all close to properly one length; most of the layers including the thin section at the back of my neck are gone. Back to properly chin length but it felt good to give myself a haircut.
    And I got a shower. And now I am about to warm up 3-day old coffee.
    I feel not quite myself, but almost.”

    The hair thing: I desperately want long hair. But my hair is extremely fine, and thinning by the day. So chin-length it may be. Regardless: now that it is all one length, it is so very obvious that my hair definitely needs absolutely not one single solitary layer in it at all. Too thin for that.

    And yes, I do feel almost myself. A pizza is about to go into the oven for Oliver for when he gets home from school, and after I get him I am going to set to work about finishing the plastic-over-the-windows projects in both our bedroom and the living room. There is an awful lot more to do window-wise– the rest of the house– but if I can just get the hole in the plastic Trixie pierced the other day in the living room and the final door in the living room, along with the second window in our bedroom, it will be a successful day. I am determined to get most of this project done before the extreme cold hits next week.

    Tomorrow is the diagnostic mammogram with potential ultrasound. I’m trying hard to not think about it.

    If you’re new here, you can read more about me here.

  • i am not okay

    Jared and I joke about my “sleep emergency” tendency a lot, both to each other and other people.

    But it is a real thing. And it turns really, really dark if I ignore it.

    Last night was one such occasion. And it has seeped into this morning.

    In a matter of minutes I go from feeling relatively okay about my life to feeling like I am a literal waste of space on this planet.

    And, I cry myself to sleep if I am lucky enough to fall asleep.

    And the next morning, depending on things, is not good.

    This morning, for instance, I had my alarm set to take Oliver to school. And I took my morning meds. But I climbed right back under the covers. I did not go check on anybody. Jared was already up and taking care of things because he probably knew I wasn’t going anywhere this morning.

    After tending to me for a few minutes before he left, Jared encouraged me to think of this morning as a “refresh,” not as “hiding.”

    We both knew I was hiding.

    And, I didn’t go anywhere to help get anyone to school. I didn’t leave the bed until about 9:45– about 20 minutes ago. Jared took the car because it is not good to take Oliver to school on the scooter when it is this cold outside, and Liam drove himself to school in the other car.

    And I won’t go into all the reasons my life is sucky right now. I know to a lot of people it wouldn’t make sense that I view it as sucky. But to me, it’s pretty dark at the moment, even as I sit here with my light therapy lamp on.

    I try to clean it up sometimes. Both the state of the house and the state of my inner being. It just always ends up a mess again.

    Because here’s the truth, for anyone who might actually read this besides the internet bots:

    I sit in my house all day, every day, alone. My phone never rings. Ever. Unless it’s Jared or once every couple of weeks, my good friend Dena (who is really one of the best friends I’ve ever had in my life). Or random telemarketing bots. Nobody texts me except Jared, or occasionally Porter, or occasionally every few weeks my friend Sam (also one of the best friends I ever had in my whole life). Or random telemarketing bots. I don’t get emails except group ones related to church, or spam asking me to spend money we don’t have. My own family doesn’t even call or text me, generally.

    And I’m sorry: I generally consider myself a decent friend to others.

    But in the darkest of the darkness, which now apparently qualifies, I sit here in tears and wonder why, what is wrong with me, that I deserve to spend what should be the prime of my life sitting in my house, all alone, with nobody in the world besides my husband caring whether or not I am lonely at all?

    And that, that is why I cry myself to sleep sometimes, saying to myself that life is just not at all worth it. It’s not the severe money problems that I blame myself for because I don’t have a job and haven’t had a good one in over a decade. It’s not the “keeping up with the Joneses” mentality that I have to fight because I was conditioned to be this way from infancy because that’s just how my family of origin is.

    And yes. I could get out of the house. But literally anything I would do would cost money– gas money if anything– and we are in such a shape that I cannot afford even random once a week coffee out right now.

    I wasn’t kidding– if we could afford to sell the house right now, my dream house– I would. It’s that bad. As I sit here: We have a broken garage door opener. We have plastic over the windows because our energy bills are regularly $350 (more than, it’s $350 because I signed up for flat bill) because we need new windows and new double doors in the living room. We have a dual wall mount oven and microwave combo unit that has had chicken nuggets nuked to oblivion for nearly 3 years in the microwave portion because the door to the microwave stopped working, and then eventually the whole microwave itself stopped responding, but the oven works so we just bought a new microwave to set on the counter instead. The flooring we put in is delicate– we need to have someone come in and repair a portion in a bedroom even though we have the flooring. We have a leak in the shower in the boys’ bathroom. The garbage disposal needs replacing. The air conditioning hasn’t worked in Liam’s car in over a year and a half.

    We really cannot afford to fix any of it. And I’m out of expensive toys to sell that won’t harm my mental health.

    And there’s more debt than I will name here that we will be paying on for years and years, which is why we can’t just take out loans to fix all of the above.

    And I stupidly seek out drama as a way to soothe some portion of myself that feels not alive anyway, as I sit in the house and have no life while the world turns outside. And that drama turns into uninvited harassment, which I then blame myself for having invited the drama into my life all over again. And I tell myself I deserve it.

    And I’m sorry: therapy just will not help loneliness. I need more than just the professionals in my life. I need a sense of purpose. I need a decent income. I need a miracle, honestly. I’m not afraid of hard work.

    And so I sit. And I cry. And eventually the despair will pass.

    And when you see me in public, I will have a smile on my face, and I will say I am better, when you ask how I am doing. And that part won’t be a lie, because I will make myself better in order to even be in public.

    And maybe I will be better. Or maybe I just will publicly deny that I know I am headed next time I go home to sit alone while Jared works, while I have nothing to do while my relatively brilliant mind rots away doing nothing except making hand-type crafts which nobody really wants, and typing into the ether that nobody probably reads, either.

  • hair story these days

    Me in June of 2021

    ***This post contains affiliate links***

    Time for some shallowness and navel-gazing (not that all my posts aren’t mostly navel-gazing)….

    The photo above is me in June of 2021. I’d shaved my head in July of 2020 after I bleached my hair beyond repair the month before. I was probably also 50 pounds heavier at the time.

    Just so people know…..if you decide to ever shave your hair you might love it. But also know: working through the first little 3 inches or so of grow-out phase is really, really, really hard. Which is why I was mostly bald and had super short hair through June of 2022. Just saying.

    It’s been a process, honestly probably, shaving my hair was an awesome thing to do because in the process, I learned how to cut my hair myself.

    I’ve had probably 4 professional haircuts in the last 3 years total…..I had one in June of 2025 and the one before that was in July of 2024.

    Just so y’all know….Justin Hickox on YouTube is great for videos on how to cut and give basic small layers in fine hair like mine.

    I picked up some regular cutting shears, and some texturizing shears. And while my hair was super short I was still using Jared’s trimmers on my neck.

    Secret fact that’s not so secret: I still mostly use the trimmers sometimes to cut my hair, especially now that I mostly want a blunt cut. It’s a lot easier to get a straight line in the back holding the mirror.

    Layers can be cute for short hair but the last time I had nearly shoulder length hair my hair looked so thin and I know now it was because it had entirely too many long layers in it. That might change if my hair gets beyond shoulder length, but not holding my breath on that. I’m aging and my hair is thinner and graying in odd places, which also makes it look thinner.

    As far as products, it has been an evolving system.

    For a long time I was using the entire L’Oreal Professionnel Pro Longer System.

    Now, I use plain V05 shampoo from Walmart (I think it’s $1.99), and Trader Joe’s 3-in-1 shampoo, conditioner, and body wash. I wash once with the V05 and once with the 3-in-1.

    My hair tends to look greasy fast with heavy conditioners. I do use the L’Oreal Pro Longer conditioner every once in a while since I still have some….but probably not more than once every two weeks.

    I’ve never been one to really use leave-in conditioners, but I picked up some Mixed Chicks leave-in conditioner at Publix and I do actually kind of love it. My hair is mostly straight but as it gets longer it has a sort of wave in the underside of it. But regardless, the Mixed Chicks conditioner is by far the lightest conditioner I’ve found.

    Now, I use the Mixed Chicks conditioner most days, and I mostly focus on the hair below my ears.

    Very occasionally I also do still use L’Oreal Elvive 8 Second Wonder Water in place of a conditioner, but I do this even less often than I do the L’Oreal Pro Longer conditioner at this point. I like it and it takes only a very tiny little bit with with my hair still being just below chin length, but I just don’t feel like I need it very often.

    I’ve stopped using most of the L’Oreal Pro Longer line, but the one product I will continue to use daily is the L’Oreal Pro Longer Heat Protectant Cream. It is pricy but it is a 10-in-1 and I love the way it makes my hair feel. I mostly focus on the hair below my ears with this too, but I am less worried about it with this product.

    I will say, with both the Mixed Chicks and the L’Oreal Heat Protectant…a very little bit goes a very long way, which is why I don’t mind the higher price.

    Now that my hair is longer I am also back to using Kenra Sugar Beach Spray 7 as a texturizing spray instead of a salt spray. I like the way this make my hair feel too, and it adds a little body.

    Best of all: I was a militant curling iron user from my teen years clear through adulthood.

    I wish I’d stopped long enough to pay attention to my hair’s natural behavior to see that all I have to do is point the hair dryer at my ends and my hair curls under naturally. I don’t really even have to use a brush to get it to look that way. I guess it’s the natural wave, but it’s way easier on my hair than the curling iron is, for sure.

    My goal for this season is to resist trims until after Christmas. That’s the issue with having the hair cutting tools and knowhow at home: It’s really easy to just pick up the shears and go at it, but that means less length over time. It’s why despite letting my hair grow since 2023, it’s still just under chin length.

    So anyway, that’s the hair story these days.

    If you’re new around here, you can read about me here. Have a great day!

  • going team bare windows

    Drastic times call for drastic measures.

    We bought our current house in 2021.

    This is the only house we have purchased that I actually picked out.

    And…..I have struggled mightily with my mental health in this house.

    It doesn’t get a great deal of light. Well, I mean, the ginormous living room actually does get great light, but it was outfitted with equally imposing dark royal blue blackout curtains. Here they are, this morning:

    And yes….the blue curtains in the living room perfectly matched the shade of the blue valances (and wallpaper) in the dining room.

    At least the people who designed our 1994 house, which this is all original to, had stellar taste. Everything still looks fabulous 30 years later.

    But….. I struggle mightily with my mental health, which is likely known to you all at this point by now. And when we moved in 2021, we moved from a house that I moderately despised because of its stairs.

    But what I loved about that Holmes Drive house was its light. That house had fantabulous light, in both the kitchen and the main living room.

    So, this happened today:

    The photos are not the greatest representation of how much better the light is in the house– I took them this morning just after taking the curtains down and it was overcast. And I am sort of rebelling against my camera gear at the moment, so all I did was phone photos. I might take better photos once the job is all done.

    The dining room photo above is after the work in there too– there were paper shades over the windows in there prior to about an hour ago.

    If I had my way, we would be team bare windows in the entire house. I am not much worried about privacy.

    But, we are taking down the paper shades throughout the house, in favor of brand new sheers. They arrive tomorrow, so tomorrow’s project will for sure be taking down the eight other shades in the windows of the house.

    The paper shades were my solution to the extremely off-white, very thin metal blinds that came with the house. I hated them and they came down as soon as possible.

    And they have served their purpose, and we certainly got what little money we put into them out of them.

    But many of them in the boys’ rooms (and the ones in the dining room, actually), had been torn by the cats, and Oliver’s in particular are in very bad shape because Mow, his cat’s scratching post is right beside one window and she has gotten it all furry and bent out of shape.

    So, I will not be sorry to see the shades go in favor of sheers.

    And honestly, I’d worry more about security, but our alarm systems, both furry and actual, are fantastic.

    I just desperately need natural light.

    The good news is, taking down the curtains in the living room has made me not feel like the room needs to be painted quite so much. I do love a basic white wall.,

    And we are not taking down the hardware fast, as I am keenly aware that the blackout curtain do actually do quite a lot of insulation in the winter.

    But…that is when I need the light the most.

    Regardless: I feel better about my house, and I feel better about my life. Which makes me more invested in both.

  • not a soul-sucking day

    Just outside Newberg, Iowa last February

    Picture of vastness nothing Iowa cornfields that I took last February because it’s pretty akin to a desert, and I am kind of in that sort of mindset right now. It was a cold day.

    I’m not exactly depressed but not exactly vibrant and bubbly like I prefer to be.

    Nancy is better, and she seems to be eternally grateful to be alive. For once, she is very loving and interactive, which we are taking to mean that she understands that we did quite save her life (or at least her tongue) by getting her to the vet the other night. No more black drool or black crusty stuff around her mouth, and she’s eating and drinking as she should.

    We are not holding our collective breath that Nancy’s change in disposition is at all permanent.

    We put Nancy in Porter’s room, and moved Bess in there too, along with all their litter boxes, and have been feeding them canned food since that is what Nancy needs for at least the next few days. They both seem to appreciate the treat, and probably the respite from chaos of the dogs.

    And, I have gotten beyond my frozen action on cleaning the house: Today I cleaned the entirety of our guest bathroom in our laundry room. I cleaned the floors, baseboards, toilet, corners of the room, and sink and toilet. And dusted off the top of the intercom even though we never use it, and cleaned the top of the trash can even.

    The whole endeavor took me about half an hour.

    If I can spend this kind of dedicated time on even a section of a room in the house each day, then the house will be relatively clean in a few weeks.

    That is encouraging.

    I have also started budgeting more in earnest. Or rather: I am making a concerted effort to not spend money we don’t have right now.

    While Jared and I went on a date to Gallery Row tonight, we are not likely to do that on a regular basis.

    I did try a little photography today. This is a cameo ring I made for myself; I have several of these cameo rings I made. I had planned to post them on Etsy but honestly, I am not feeling it a great deal as far as Etsy stores go right now. I missed focus on the girl in the cameo and had to clean it up with Topaz Photo AI. This was with the GFX camera and the 37.5mm Super Cinelux lens– it’s. a great macro lens.

    I do not know how old this bird is; Sarah Belle gave it to me when I was in third grade but she said then that she had had it since she was a little girl, and she was born in 1920.

    And tonight, I am going to bed with hope for the future. I am almost ready to seek out more regular volunteer opportunities. I am ready to reinvest myself in our home, which I did quite fall in love with in 2021 when we found it.

    And today…..today was a good day.